Entry Period: The All-Inclusive Luxury Beach Vacation Contest (the “Contest”) is sponsored by Paytm Labs Inc. (the “Sponsor”) and it will start on December 5th, 2017 at 11:00 a.m. Eastern Standard Time (“EST”) , and it will close on January 31st, 2018 at 11:59 p.m. EST (the “Entry Period”).

Eligibility: The Contest is open to all legal residents of Canada (excluding residents of Quebec) who are of the age of majority or older in their province and/or territory of residence at the time of entry, who have a Paytm Canada account in good standing. Employees, representatives or agents of the Sponsor, its parent, affiliated or related companies, subsidiaries, divisions and all advertising, media buying and promotional agencies, are ineligible, as well as members of the immediate family of, or persons domiciled with, any of those described above. Immediate family means parents, siblings, children or significant other.

How to Enter: Participants can enter the following two ways: (i) by making a bill payment of at least $50 CAD through a linked bank account and/or Paytm Cash using the Paytm Canada mobile app during the Entry Period; or (ii) by following us on Twitter (@paytmcanada) and Tweeting – “@paytmcanada is giving away an All-Inclusive Vacation. Check out paytm.ca” and by following us on Facebook (facebook.com/paytmcanada) and posting “Paytm Canada is giving away an All-Inclusive Vacation. Check out paytm.ca ”.

Official Contest Rules are also available at paytm.ca/AllInclusiveLuxury (the “Website”).

There are no limits to the number of entries per eligible person. To increase your chances of winning, participants can use multiple entry methods to qualify for the Contest. Any use of robotic, repetitive, automatic, programmed or similar entry methods or agents (including, but not limited to, sweepstakes entry services) will void all entries by you. In the event of a dispute, the authorized account holder of the email address used to enter will be deemed to be the entrant. The “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted address. Potential winners may be required to show proof of being the authorized account holders.

Prizes: There is one (1) prize available to be won, which consists of one (1) All-Inclusive Luxury Beach Vacation (“prize” or “the prize”).  The approximate retail value of the Prize is $3500.00 CAD.

The one (1) potential winner will be selected in a random draw occurring on February 1st, 2018 in Toronto, Ontario, Canada from among all eligible entries received during the Entry Period in accordance with the Official Contest Rules.  If a selected entry does not comply with the Official Contest Rules, then another entry may be selected in accordance with the Official Contest Rules. Your chances of winning a prize depend on the number of eligible entries received during the Entry Period.

The Sponsor will book an All-Inclusive Luxury Beach Vacation for a maximum of two (2) adults and two (2) children. The All-Inclusive Luxury Beach Vacation will occur anytime between March 1st, 2018 and March 31st, 2018. Travel must be taken in the time period specified and cannot be extended beyond that date. If the Contest Winner does not agree to travel on the above-mentioned dates then the award will not be provided. The Contest Winner and his/her travel guest are solely responsible for obtaining and must each have proof of valid travel documents prior to ticketing. The winner and his/her travel guests must be Canadian residents to qualify for the Prize. The winner and his/her travel guests must travel on the same itinerary.

A minimum of one person, either the Contest winner or one of the travel guests, must hold a valid credit card to cover any incidentals or any other requirement that may be required at the hotel. Ground transfers to and from the winner and/or traveling guest’s residence and designated airport and all other expenses not specified herein, including but not limited to telephone or fax, gratuities, optional tours, taxes and fees, insurance, medical travel documents, personal expenses, and any other costs not specifically stated herein as being included, are the sole responsibility of the Contest Winner and his/her guest. The departure and arrival city for the vacation will be Toronto; in the eventuality that the Contest Winner and his/her guest resides in a city that requires transportation to Toronto, the costs associated with such transportation are the Contest Winner’s and his/her guests’ entire responsibility. No extensions will be permitted and the contest cannot be exchanged, transferred or substituted for cash except that  Sponsor reserves the right to offer a comparable product in the event of a vacation cancellation, Act of God or other unforeseen circumstances. The Contest Winner shall not be entitled to receive, in cash, certificate or otherwise, the balance of any amount representing the difference of the Contest retail value and actual cost. No frequent flyer miles will be available.  The winner will be contacted by the Sponsor with information on how to book the trip.  If the winner is unable or unwilling to accept or otherwise redeem the Contest on the terms it is awarded, the Contest prize shall be forfeited and no cash or substitutes will be provided in whole or in part.

The Sponsor will attempt to contact the potential Contest Winner via email (using the information provided in the Paytm Canada mobile app).  Prior to being declared a winner, the potential winner must first: (i) correctly answer, unaided, a mathematical skill-testing question; (ii) provide the Sponsor their social media handles and consent to share their name, photo and links to their social media handles on the Sponsor’s social media and blog (iii) if required, complete, sign and return a declaration of compliance with these Official Contest Rules and a liability and publicity release (the “Contest releases”); and (iv) otherwise be in compliance with the Official Contest Rules. If a potential winner cannot be contacted within 24 hours of the Sponsor’s first attempt at contact, fails to correctly answer the skill-testing question, fails to sign and return any required Contest releases within the time specified on such releases and/or otherwise is not in compliance with the Official Contest Rules, the potential Contest Winner will be disqualified and forfeits the prize.If Sponsor is unable to get any response from the winner within 24 hours of sending the request then the Sponsor reserves the right to pick another winner.

In the event a potential winner is disqualified or not eligible, they shall not be awarded the prize, that prize may not be awarded, and the Sponsor shall be fully and completely released and discharged from any liability or responsibility in this regard. By accepting a prize, each winner authorizes the Sponsor to broadcast, publish and disseminate his/her name, city and province of residence, photograph, social media handles, likeness, comment, and voice, in connection with any promotion or publicity without further compensation.

Images pictured in the app, advertising and other Contest materials are for illustrative purposes only. All details and other restrictions of the Prize not set out in these Rules will be determined by Sponsor in their discretion and will be provided to the Contest Winner upon award of the Contest Prize. The Contest Prize will be awarded only if an Entrant fully complies with these Rules.

General Conditions: Released Parties (as defined below) are not responsible for lost, late, incomplete, damaged, inaccurate, stolen, delayed, misdirected, or undelivered entries or correspondence; or for lost, interrupted or unavailable network, server, App, Internet Service Provider, website, or other connections, availability or accessibility or miscommunications or failed computer, satellite, printer errors, telephone or cable transmissions, lines, or technical failure or jumbled, scrambled, delayed, or misdirected transmissions or computer errors of any kind whether human, mechanical, electronic, typographical, printing or otherwise relating to or in connection with the Contest, including, without limitation, errors which may occur in connection with the administration of the Contest, the processing of entries, or in any Contest-related materials. Released Parties are not responsible for injury or damage to participant’s’ or to any other person’s computer or mobile device or printer related to or resulting from participating in this Contest or downloading materials from or use of any website.

Persons who tamper with or abuse any aspect of the Contest, as solely determined by the Sponsor, will be disqualified. The Sponsor reserves the right at its sole discretion to cancel, suspend, modify or terminate the Contest for any reason and without notice, including should any portion of the Contest be, in the Sponsor’s sole opinion, compromised by bugs, virus, worms, non-authorized human intervention or other causes, which, in the sole opinion of the Sponsor, corrupt or impair the administration, security or fairness of, or submission of information in connection with, the Contest, in which case Sponsor may, at its sole discretion, select the potential winners from all eligible, non-suspect entries received prior to action taken.

By participating in the Contest, you agree: (i) to be bound by these Official Contest Rules and the decisions of the Sponsor which are final and binding; and (ii) to release and hold harmless the Sponsor, its subsidiaries, affiliates, retailers, and advertising and promotion agencies and all of their respective officers, directors, employees and agents (the “Released Parties”) against any liability, for any injuries, losses or damages of any kind, including death, to persons, or property resulting in whole or in part, directly or indirectly, from participation in this Contest or acceptance, use or misuse of any prize. The contest is subject to all applicable federal, provincial and municipal laws. All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Contest Rules, or the rights and obligations of participants and the Sponsor in connection with this Contest, shall be governed by and construed in accordance with, the laws applicable in the province of Ontario.

Personal information provided in connection with this Contest will be used and disclosed by the Sponsor as necessary for the purposes of administering the Contest and otherwise in accordance with the Sponsor’s privacy policy at https://paytm.ca/privacy-policy/.